Excellent Claims Experience and Simple to Operate Web Site
The web site is simple to operate. I am an individual traveler, not a travel advisor, and book all of my own trips on land, sea, and river. I like having all of those at my fingertips in one place.
Most other travel insurance requires that you insure the entire cost of the trip at the time of the initial deposit to cover preexisting conditions. C&F only requires insuring the money paid (instead of the entire cost of the trip) to get the pre-existing conditions waiver. This is really terrific, since it minimizes the initial outlay for insuring trips that may eventually be cancelled and refunded by a cruise line.
Finally, I had a really good claims experience with C&F. My wife was scheduled to travel to Israel the week after the attack. C&Fs underwriter classified the event as a terrorist attack, which was covered, instead of war, which would not have been. They sent us an email the day after the attack notifying us of this. We did not even have to go asking. We filed a claim and promptly got over $6,000 refunded.
I am a customer for life.
Date of experience: October 25, 2023