Ladder Reviews

2,784  Excellent
TrustScore 5 out of 5

4.9

In the Insurance Agency category

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Reviews4.9

2,784 total


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Rated 5 out of 5 stars

Thank you Orielle!

Thank you, Orielle! I never remembered signing up for this but discovered I had a profile and promptly reached out to their customer service to delete the account.
Just based on my experience with Orielle, and the reviews that I see here, I'll likely sign up for a policy in the near future. Her service has gotten me to look into actually giving an optional insurance policy a chance!

Date of experience: September 12, 2024


Rated 5 out of 5 stars

Easy to apply!

It was very simple to apply. I also got a policy for my 60 yo dad and it took about 20 minutes to get all his medical info in.

Date of experience: September 10, 2024


Rated 5 out of 5 stars

It Was very Easy

It Was very Easy ! Easy to understand and I could able to get my insurance of Ladder !
Thank you Ladder !

Date of experience: September 10, 2024


Rated 5 out of 5 stars

Easy simple just what you need for life coverage

I have had no issues with getting the original policy and then adding a second policy. Ladder has made covering my family affordable and given me a better piece of mind. I can get more coverage at a lower price than that company with Jake.

Date of experience: August 23, 2024


Rated 5 out of 5 stars

Grateful to get coverage

Grateful to get coverage. They did a thorough review of my history and gave great rates and great coverage!

Blessed and grateful

Date of experience: September 03, 2024


Rated 4 out of 5 stars

Fast and easy.

Fast and easy.
Almost too good to be true? Hopefully, I won't have to make a claim. :D Otherwise, it was vastly superior to the other applications I've seen.

Date of experience: August 12, 2024


Rated 5 out of 5 stars

The process was easy and quick. I recommend LadderLife to anyone looking to buy life insurance

The process was easy and straightforward. The interface was fast and user-friendly. A downside was the crazy amount of personal, confidential information required. I was very uncomfortable responding to quite a few of those questions. At the end of the process, I got my insurance at the price I had been quoted initially with my date of birth and zip code.

Date of experience: April 01, 2024


Rated 5 out of 5 stars

Quick and easy policies

Quick and easy policies. My quote was much less with them than several other providers.

I ultimately went with them because it could all be done online. I don't like the idea of brokers cashing in on a policy unecessarily so I liked the direct approach.

Date of experience: March 27, 2024


Rated 5 out of 5 stars

Quick service

Quick service and decision. Decent price for coverage. No medical exams.

Date of experience: August 26, 2024


Rated 5 out of 5 stars

The online system is great

The online system is great, the people assign to my application were friendly and went beyond answering my questions and needs. Pricewise payments also affordable...

Date of experience: July 17, 2024


Rated 5 out of 5 stars

Simple Streamlined Experience

Simple, communicative, and fair pricing. They may not be the cheapest or fastest you can find online but they are thorough and thoughtful in their underwriting process. I trust them more than the other online providers I received quotes from.

Date of experience: September 19, 2023


Rated 5 out of 5 stars

My search for Life Insurance is OVER! :)

I have been long searching for a life insurance policy that would give me piece of mind that my husband and daughter are taken care of in the event of my passing. I have a loan through SoFi and I saw that they offered life insurance through ladder. It was so easy and simple, just answer some questions(HONESTLY!) and it will generate a monthly quote for you. You can also chose the length of your insurance as well. I am very pleased and would highly recommend!

Date of experience: April 05, 2024


Rated 5 out of 5 stars

Simple and Good Price

I loved that the process was super simple and didn't require anything intensive. The price seemed fair compared to other life insurance, if not cheaper. I am comforted to know I have Ladder to help protect and provide for my family.

Date of experience: December 20, 2023


Rated 5 out of 5 stars

So far, so good

I’ve only just signed up so I can’t say what it will be like long term just yet, but signing up was a breeze and I love that their plans are flexible and the user interface was easy to navigate and understand when editing things like beneficiaries, addresses, etc.

Date of experience: July 31, 2024


Rated 4 out of 5 stars

Misleading

Update: There was an error in processing my account, but I was able to work with customer service to get it worked out. I will say that communicating with customer service is a little bit challenging, but ultimately, they made the right decision.

I got a quote for insurance and when I committed to the payment and the terms, the policy I received was for half the amount they quoted me. I need 100% the value immediately, I feel like I have been misled.

Date of experience: November 13, 2023

Reply from Ladder

Thank you for your feedback, Jason! We checked your account and it looks like you were able to receive the assistance you needed from our team. If you require any further assistance, please feel free to contact us at help@ladderlife.com.


Rated 5 out of 5 stars

Dear Ladder Life Team,

Dear Ladder Life Team,

I wanted to take a moment to express my appreciation for the incredibly easy and straightforward registration process I recently experienced with your company.

From start to finish, the process was a breeze. Your user-friendly interface and clear instructions made it simple to provide the necessary information, and I was impressed by how quickly I was able to complete my registration.

Thank you for making this typically complex task so straightforward. It truly sets you apart in the industry. I look forward to my continued experience with Ladder Life.

Paul M.

Date of experience: September 28, 2023